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2023 Year-End Letter
The letter below is also available as a PDF file HERE. February 20, 2024 2023 Annual Letter 2023 was far different than 2022 in the stock and bond markets. After one of the worst years in history that saw stock and bond markets tumble in 2022, stock market indices soared in 2023, and the bond market returned to a more modest, positive return. In our Diversified Strategy, where we diversify widely and adjust the asset Read more…